Have you ever joined an affiliate program, business opportunity or MLM that required either a membership fee, product purchase or marketing fee before you ever got the chance to make money? Worse yet, were you told that the outlay was "monthly" and was the way that the members made their commissions? I can think of no better way to douse the flames of a potential affiliate's dream of owning their own business than costing them hundreds of dollars before they even get started.

Step back for a minute. How do you avoid the morale crushing scenario above without forcing extremely difficult third party customer sales on budding associates? The answer: find a standalone "product" that is free (!) to acquire and that third party institutions are willing to pay an organization of affiliates commissions to generate new customers for them. That product is credit cards, and the organization on the cutting edge of this industry is called FREE CARD MATRIX.

Free Card Matrix (FCM) has partnered with major banks to bring its affiliates a free business opportunity that is unparalleled in multi-level marketing today. The business is free to join and promote; all you need do is apply for and be accepted for one of their major bank credit cards. Of course, there is never an application fee for any of the credit cards so there is absolutely no out-of-pocket expense associated with this business.

How do the affiliates make money? The banks are willing to pay FCM and its associates a commission out of their "costs of acquiring new customers", which they incur on a routine basis anyway. With the volume of new customers a powerful marketing organization like FCM can provide it is clear that it is a "win-win" situation for FCM, its members and the banks, and a "triple-free" opportunity for frugal entrepreneurial minded marketers: free to join, free to promote and free to profit!

The current commission on an affiliate's first level is $10 per card holder acquisition. The structure is ten levels deep with varying smaller amounts being paid on levels two through ten. But the real sweetener is yet to come: if a certain number of cardholders are reached in the next two years, the banks will be willing to pay a "residual swipe" commission for each time a cardholder in the affiliate's organization uses their card. I probably don't need to tell you that this "phase two" plan could dwarf the "pay per acquisition" plan many times over in terms of earning potential.

The banks and card products are top-notch, with cards for individuals with good credit, poor or no credit, or who are students. And, of course there are excellent cards for businesses. Finally, there are at least two prepaid cards for people who don't qualify for any other card. All from some of the top financial institutions in the country today!

The motto of Free Card Matrix is "NO buying, NO selling, Just referring and making money". With a sound business structure, excellent "free to acquire" products, and outstanding associates and management, there is no doubt that the company is on a march to the top of the affiliate marketing world. Nothing is rarer than a "triple play" in baseball, and it is truly rare to discover a "triple free" business opportunity from a superior organization like FREE CARD MATRIX with the ability to hit a grand slam in the direct marketing world series.

About the Author

Henry Carlow Jr attended the University of Rhode Island for a BS in finance. He has marketed several affiliate business opportunities in the last few years, always looking for the perfect combination of low cost and high profitability potential. The answer has been found with FREE CARD MATRIX! You are invited to research this opportunity yourself at our website http://www.freecardmatrix.com/index.aspx?refid=henrycarlowjr